It’s every couple’s worst nightmare—falling out of love. No couple gets married with the intention of getting a divorce. But feelings can change. Over time, family dynamics can evolve in unexpected ways, and what used to be a stable marriage could quickly take a sour turn. Today, it is thought that approximately 45 to 50 percent of first marriages in the United States end in divorce. So if you’re going through a divorce, you should know that you’re not alone. When dissolving a marriage, it is best to achieve the most favorable outcome for your family. Arturo R. Alfonso P.A. is a respected family law attorney in Miami, FL, with over 25 years of legal experience. If you’re on the hunt for divorce lawyers in Miami free consultation options, we could be the firm you’re looking for.


Consider Life Insurance Implications When Getting a Divorce

There are many financial aspects of a marital estate that all involved parties should take into consideration. Some of these financial aspects include, but are not limited to, asset distribution, alimony, child support, checking and savings accounts, and more. Since the majority of individuals getting a divorce mostly focus their attention on the emotional toll of this legal proceeding, a crucial topic is often overlooked—life insurance policies.

Are you getting a divorce? Arturo R. Alfonso invites you to consider these topics when you’re working through your marital estate:

  • Life Insurance Beneficiaries— It’s a common occurrence for most life insurance policyholders to list their spouse as their primary beneficiary. If a couple decides to dissolve their marriage, each spouse who has a life insurance policy will need to contact their life insurance carrier to update their primary beneficiary.
  • Death Benefit Amounts—There are many facets of a divorce. Because of this, you’ll likely need to reevaluate the death benefit amount of your life insurance policy. Be sure to take into consideration factors like dependents, expenses such as alimony and/or child support, and end-of-life costs.
  • Life Insurance Policy Premiums—Arrangements need to be set in place that identifies who will be financially responsible for the life insurance policy payments, as failure to pay the insurance company could result in the cancellation of the policy. Ideally, this should be written into the divorce agreement.


Let Our Family Law Attorney Represent Your Rights

If you have decided to file for a divorce, family attorney Arturo R. Alfonso will not only guide you through the legal separation process but will also aggressively represent your rights and interests. The firm’s legal representation team provides detailed-oriented legal services in the practice areas of family law, real state law, and bankruptcy law.


Looking for Divorce Lawyers in Miami Free Consultation Sessions? Contact Us Today!

Couples enter marriage with overwhelming love, joy, and dreams for the future. Not hopes of it ending. However, if you’ve decided to file for a divorce, be aware that it can engulf you by touching every area of your life. But you don’t have to go through the process allow. Our family law attorney Arturo R. Alfonso wants to help you. Contact our office today if you’re looking for divorce lawyers in Miami free consultation strategy sessions.