Is Filing For Bankruptcy the Best Decision For You?

Are you overwhelmed by debt? Do debt collectors keep calling? Are you facing a foreclosure? If it’s time to regain control, bankruptcy may be right for you . The first step is contacting Arturo R. Alfonso for a free consultation. We specialize in warding off relentless debt collectors and getting you back on track to a stable financial future.

Chapter 7 Bankruptcy Law

Discharge Your Debt Burden

This form of personal or business bankruptcy involves a liquidation of non-exempt assets in order to pay off debt. It further pertains to individuals who either do not have a regular income or whose income level is below a certain threshold. With Attorney Alfonso, you get a lawyer who is committed to providing high quality counsel and representation for your Chapter 7 bankruptcy in Miami, FL. We can help you find a solution to meet your needs.

As mandated by the state of Florida, the court is unable to take an individual's home, interests in IRS-approved retirement or pension plans, interests in insurance policies, money in the bank from wages, government benefits, $1,000 worth of equity in an automobile, $1,000 worth of personal property and many other exemptions.

For help navigating bankruptcy law, contact Arturo R. Alfonso, a trusted Miami, FL attorney.

Chapter 13 Bankruptcy Law

Save Your Home From Foreclosure

Chapter 13 bankruptcy is for the adjustment of debts of an individual with regular income. At Arturo R. Alfonso P.A., we help clients with all aspects of bankruptcy law, from declaring bankruptcy to litigation and appeals.

For individuals, this type of bankruptcy involves preparing a debt repayment plan in which they agree to pay a certain portion of their future income to the bankruptcy trustee for payment to the creditors. Individuals can protect their homes, businesses and other assets when choosing to file Chapter 13 bankruptcy.